BY EMAIL
DATE: 22 MAY 2026
DISTRIBUTION: GENERAL
SUBJECT: MORTGAGE REQUIREMENTS FOR LODGEMENT IN TASMANIA
Mortgage
A number of recent enquiries have related to the Mortgage requirements for lodgement in Tasmania. The below information is provided to promote meeting the regulatory requirements.
The Mortgage (as approved in 2025) is required to be used from and on 1 August 2026 in accordance with the Recorder’s Directions. From 1 August 2026 compliance is expected with that Mortgage.
Preparation of a Mortgage
The options available to promote compliance with regulatory requirements are:
- Use the Tasmanian Online Land Dealings (TOLD) system
The Mortgage is available via the Tasmanian Online Land Dealings (TOLD) System. Use of the TOLD form promotes compliance with regulatory requirements. A TOLD Mortgage is for lodgement via the paper conveyancing process. - Use an Electronic Lodgment Network Operator (ELNO) – Whole of Land (fee simple) only
The Mortgage (Whole of Land (fee simple) only) is available via ELNO. Use of an ELNO promotes compliance with regulatory requirements. Currently in Tasmania, PEXA is the only ELNO licensed to operate.
Presentation of a Mortgage
The Mortgage can be viewed when reviewing the output of a prepared Mortgage in TOLD and is contained in the specification documents published by the Australian Registrars’ National Electronic Conveyancing Council (ARNECC).
In particular the documents relevant to Tasmania are:
- the National Mortgage Form Design Specification Version 1.5 clean; and
- the National Mortgage Form Design Specification Version 1.5 – Addendum to update Certifications in line with Schedule 3 of the Model Participation Rules Version 5; and
- the National Mortgage Form Design Specification Version 1.5 – TAS Addendum; and
- the National Mortgage Form Design Specification Version 1.5 – November 2025 – TAS Addendum; and
- the Signing Requirements May 2026 | Department of Natural Resources and Environment Tasmania (nre.tas.gov.au)
All these documents can be found on the webpage1: National Mortgage Form design specifications | ARNECC
Note: Use of the National Mortgage Form (NMF) (available as a webform via the ARNECC website) may not meet the current Tasmanian regulatory requirements for paper lodgements. The ARNECC webform for the NMF is built for all jurisdictions and is built based on specifications available and required relating to electronic conveyancing for use via an ELNO. An NMF produced using the ARNECC webform can only be consistent with the current Tasmanian regulatory requirements for paper lodgements if modified as detailed in the specification documents listed above.
Related information
- Mortgage: Mortgage | Department of Natural Resources and Environment Tasmania (nre.tas.gov.au)
- Approved Forms: Approved Forms | Department of Natural Resources and Environment Tasmania (nre.tas.gov.au)
ROBERT MANNING
Recorder of Titles
Contact
Land Titles Office
Level 1, 134 Macquarie Street
Hobart TAS 7000
Email: lto@nre.tas.gov.au
1 The most recent addendum for Tasmania is expected to be published on the ARNECC website soon. Until then, the details can be found on the Mortgage webpage on the NRE Tas website.